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How can ensure PayPal uses balance Instead of linked credit card?

The payment method used for your purchase is determined entirely by PayPal. During checkout, PayPal decides whether the payment will be taken from your PayPal balance, linked bank account, or linked credit/debit card based on your PayPal account settings, available balance, funding source preferences, and PayPal’s internal policies. We do not have any control over or visibility into how PayPal processes your payment.

If you specifically want the payment to come from your PayPal balance, we recommend contacting PayPal Support before completing the purchase. They can confirm which funding source will be used for your transaction and guide you on how to change it if needed.